All calculators

Two cities. One clear budget.

Housing cost comparison

Frýdek-Místek or Prague-Dejvice? Compare renting, buying, commuting and the money you have left. Change either location, layout and every amount to match your plans.

01

Frýdek-Místek

01 / Housing

Total rent / purchase price—
Price per m²—

With a total price, changing the area recalculates the price per m². With a price per m², changing the area recalculates the total and therefore the rent or mortgage. Rent per m² excludes services and utilities.

Services, utilities and maintenance are model estimates for the same apartment size in both cities. Rental defaults use a two-month deposit and a one-month agency fee. Adjust everything to your budget; count utilities only once.

02 / Travel and time

We multiply one-way travel time and cost by 2. The default 30 minutes, CZK 50 and 20 days are editable examples, not city data. For driving include fuel and wear; divide a monthly travel pass by the number of journeys.

Working while travelling is part of your entered paid hours, not automatic extra income. Only travel time that does not overlap with paid work adds to your total time.

03 / Optional earnings

Self-employed: enter a rate excluding VAT and a monthly reserve for tax, contributions and business expenses. Employees: convert take-home pay into an hourly rate and leave the reserve at 0. Switching hour / MD preserves earnings. 1 MD = 8 hours.

Entered costs / month—Entered costs / year: —
Rent / month—
Cash needed at the start—

Security deposit + upfront fees + first rent, services and utilities. Unknown items are excluded. A refundable deposit is not a monthly expense.

Travel / day · return journey—
Travel / month—
Time / day · return journey—
Travel time / month—
Work and non-working travel time—
Income after entered reserve—
Left after all entered costs / month—
Per hour after reserve and rent / mortgage—
Per MD after reserve and rent / mortgage—
Per hour after all costs—
Per MD after all costs—
Effective hourly rate including travel—

Add earnings to see money left and the equivalent rate in the other city. Cost comparisons work without earnings.

02

Praha-Dejvice

01 / Housing

Total rent / purchase price—
Price per m²—

With a total price, changing the area recalculates the price per m². With a price per m², changing the area recalculates the total and therefore the rent or mortgage. Rent per m² excludes services and utilities.

Services, utilities and maintenance are model estimates for the same apartment size in both cities. Rental defaults use a two-month deposit and a one-month agency fee. Adjust everything to your budget; count utilities only once.

02 / Travel and time

We multiply one-way travel time and cost by 2. The default 30 minutes, CZK 50 and 20 days are editable examples, not city data. For driving include fuel and wear; divide a monthly travel pass by the number of journeys.

Working while travelling is part of your entered paid hours, not automatic extra income. Only travel time that does not overlap with paid work adds to your total time.

03 / Optional earnings

Self-employed: enter a rate excluding VAT and a monthly reserve for tax, contributions and business expenses. Employees: convert take-home pay into an hourly rate and leave the reserve at 0. Switching hour / MD preserves earnings. 1 MD = 8 hours.

Entered costs / month—Entered costs / year: —
Rent / month—
Cash needed at the start—

Security deposit + upfront fees + first rent, services and utilities. Unknown items are excluded. A refundable deposit is not a monthly expense.

Travel / day · return journey—
Travel / month—
Time / day · return journey—
Travel time / month—
Work and non-working travel time—
Income after entered reserve—
Left after all entered costs / month—
Per hour after reserve and rent / mortgage—
Per MD after reserve and rent / mortgage—
Per hour after all costs—
Per MD after all costs—
Effective hourly rate including travel—

Add earnings to see money left and the equivalent rate in the other city. Cost comparisons work without earnings.

What does moving cost?

Which works better

A live comparison of your entered budget. Add unknown expenses before using the result to make a decision.

The same money left each month

Metric
Housing type——
Apartment floor area——
Total rent / purchase price——
Price per m²——
Rent / mortgage payment only——
Entered costs / month——
Entered costs / year——
Cash needed at the start——
Travel / month——
Travel time / month——
Work and non-working travel time——
Earnings before entered reserve——
Left after all entered costs / month——
Per hour after reserve and rent / mortgage——
Per MD after reserve and rent / mortgage——
Per hour after all costs——
Per MD after all costs——
Effective hourly rate including travel——

Default estimates for matching floor areas

Rounded illustrative estimates for typical apartments in comparable condition. Each layout uses the same area in both cities for renting and buying. These are not current offers or statistical market averages. Rent is monthly and excludes services and utilities; purchase prices cover the whole apartment.

Frýdek-Místek

Apartment layoutApartment floor areaRent / monthPurchase price
2+1 55 m² 12 100 Kč4 125 000 Kč
2+kk 50 m² 12 000 Kč4 000 000 Kč
3+1 75 m² 15 750 Kč5 250 000 Kč
3+kk 80 m² 19 200 Kč6 400 000 Kč

Praha-Dejvice

Apartment layoutApartment floor areaRent / monthPurchase price
2+1 55 m² 19 800 Kč9 900 000 Kč
2+kk 50 m² 20 000 Kč9 500 000 Kč
3+1 75 m² 28 500 Kč13 500 000 Kč
3+kk 80 m² 33 600 Kč15 200 000 Kč
How the calculation works

Monthly amount left = earnings rate × paid hours − reserve − rent or mortgage − services − utilities − maintenance − other living costs − travel. The effective hourly rate divides this amount by paid work plus commuting time not spent working. If you work for the entire journey, we subtract the overlap up to your paid hours. Income and taxes are not estimated automatically. The mortgage uses an annuity model without bank fees or rate changes; enter insurance and purchase expenses yourself. The entire mortgage payment affects cash flow, but principal repayments also build equity. This monthly budget comparison therefore does not determine whether buying is better than renting in the long term. Annual costs assume 12 identical months; initial cash is shown separately.

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