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Contractor calculator

How much to charge per hour as a contractor

Set the average amount your business should generate and account for real billable time, time off, costs and reserves.

HPP

What the company would pay for the same work from an employee

We model the company cost of an employee delivering the same work.

Do you want your arrangement to be similar to employment?

Employment-like conditions

What would your gross employment salary be?Kč
Public holidays not worked 11 days / year
Holiday beyond public holidaysdays
Doctor visits, sickness and other employer-paid non-working time / yearh

An employee works — per year, an average of — per month.

Employees receive benefits

Bonuses?

Extra bonusKč

Meal allowance?

Contribution amountKč

Multisport?

Employer contribution / monthKč

Employer pension contribution or other compensation / month

Contribution amountKč

An employee actually works approximately — hours per year, an average of — hours per month.

The company cost is — per year, averaging — per month.

One hour of their work ultimately costs the company — / h.

One MD (8 hours) costs the company —.

An employee also bears less business risk than a contractor.

OSVČ

Your contractor earnings

Enter your rate or retainer to see average earnings and compare them with employment cost.

How does your client pay you?

Your hourly rateKč / hEnter the rate you charge the client per hour.

Billable hours in a working monthhWe use this to calculate the yearly average based on your selected working schedule.

How much extra do you want for risk and a reserve?

Your hourly rate—

Your MD rate (8 hours)—

Average monthly amount invoiced—

Regular business costs / monthKč Regular business expenses / monthKč

Amount left after contributions and expenses

Per month—

Per year—

HPP vs. OSVČ

Comparison with employment

Company cost comparison for the same work.

Living costs, commuting and your effective rate

How much is left after living costs, and how much time does work take in total? One MD always means 8 hours, regardless of your working day length.

Your location and commute

Housing and living costs in this location / monthKčFor example rent, utilities, food and other living expenses. Commute time — one wayminMultiplied by 2 for the outward and return journeys. Commute cost — one wayKčMultiplied by 2 for the outward and return journeys. Commuting days / monthdaysLeave blank for an automatic average based on working hours. Enter your own days for hybrid work, or 0 for home office. Automatic average = your monthly working hours ÷ 8. Can you work during the commute? Yes treats work during travel as part of your entered working hours, capped at the total working hours. The same time is never counted twice.

Costs and time with commuting

Invoiced revenue less the entered contributions and business expenses. Do not include housing and commuting again in business expenses.

Income before living and travel costs / month—

Left after housing and living costs / month—

Hourly rate after living costs, before travel—

Commuting days used / month—

Return commute time / day (× 2)—

Return commute cost / day (× 2)—

Travel time / month—

Travel cost / month—

Of which work during travel / month—

Total work and travel time / year—

Commuting vs. home office

Both scenarios use the same income, working hours and local living costs. Home office removes commuting. Saved time can be used for extra work or leisure; any extra income is not included.

Commuting vs. home office
Monthly comparison	With commuting	Home office
Left after living and travel costs	—	—
Travel cost / month	—	—
Total work and travel time	—	—
Overall effective hourly rate	—	—
Effective MD (8 hours)	—	—

Less time travelling / month—

Potential additional working hours / month—

More time for work or leisure / year—

Travel money saved / month—

Travel money saved / year—

Effective hourly rate = (income − living costs − travel costs) ÷ (working hours + travel time − work during travel). With zero time the rate is undefined (—); negative amounts show a shortfall.

HPP vs. OSVČ

Want to put the same rate into a company perspective?

The related calculator compares it with employment cost, including contributions, holiday and paid leave.

Compare employment vs. contractor

How much to charge per hour as a contractor

What the company would pay for the same work from an employee

Your contractor earnings

Comparison with employment

Living costs, commuting and your effective rate

Your location and commute

Costs and time with commuting

Commuting vs. home office

Why does a contractor bear more risk than an employee?

Responsibility for the outcome and damage

End of engagement and gaps in work

Risk of an unpaid invoice

Your own equipment and operations

Administration and contractual penalties

Want to put the same rate into a company perspective?

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